CASE STUDY
Credit Union
(Michigan)
Per Employee Per Year Cost
BCBS Bundled vs. Unbundled
![](https://d2g2xwofy3p5rm.cloudfront.net/wp-content/uploads/2023/09/red-key-bundled-cost.png)
Per Employee Per Year (PEPY) Premium for BCBS Fully Insured Plan with PwC Annual Medical Trend*
![](https://d2g2xwofy3p5rm.cloudfront.net/wp-content/uploads/2023/09/blue-key-unbundled-cost.png)
Actual PEPY Cost of Unbundled Health Plan with Independent TPA & Healthcare Supply Chain Management
![credit-union-michigan-pepy-uhc-bundled-vs-unbundled Credit Union Michigan PEPY UHC Bundled vs Unbundled Graphic](https://d2g2xwofy3p5rm.cloudfront.net/wp-content/uploads/2023/10/credit-union-michigan-pepy-uhc-bundled-vs-unbundled.png)
*PwC Medical Trend: Year 1 – 5.7%
Average Number of Employees
Annual Savings**
**Versus cost if client were to stay their current course, prior to & without any consultant involvement, engagement or intervention.
Cumulative Savings
How much are you overpaying for employee healthcare?
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